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Содержание статьи
• Проверка информации о компании «Эсперио»
• Не дайте мошенникам присвоить свои деньги!
• Адрес и стаж как признаки мошенничества Esperio
• Чарджбэк для возврата средств на карту
• Отзывы о «Эсперио»
• Схема развода «Эсперио»
• Заключение
На первый взгляд у компании приличный мультиязычный сайт, а также достаточное количество юридической и прочей информации. Однако стоит начать всерьёз проверять легенду «Эсперио» — как она начинает рассыпаться на глазах.
«Вся Правда» приглашает разобрать компанию по косточкам, заодно потренировавшись выводить подобных лжеброкеров на чистую воду.
Проверка информации о компании «Эсперио»
Кладезем базовых юридических данных являются документы и футер сайта, заполненный очень мелким, слепым шрифтом. Поэтому удобнее обращаться к разделу «Правовая информация», который сослали на третий уровень интернет-ресурса, в категорию «О компании».
Первое, что бросается в глаза в этой самой правовой информации, это отсутствие обоих ключевых для каждого брокера документов:
1. скан-копии свидетельства о регистрации,
2. бланка лицензии на брокерскую деятельность.
Это настораживающий фактор, который сразу понижает степень доверия к Esperio. А ключевые сведения будем выяснять самостоятельно, перепроверяя отрывочную информацию из футера официального сайта и из шапки клиентского соглашения.
Итак, заявлено, что сайтом управляет компания OFG Cap. Ltd с регистрацией на Сент-Винсент и Гренадинах. Это островное офшорное государство давно является прибежищем сомнительных компаний, которые покупают местную регистрацию по вполне доступной цене. Однако для этого нужно предпринять хотя бы минимальный набор действий и подать скромный пакет документов.
Не дайте мошенникам присвоить свои деньги!
Узнайте, как обезопасить свои финансы
Подробнее
Проверить, было ли это сделано на самом деле, легко. Достаточно на сервисе info-clipper или подобном агрегаторе юридических лиц разных стран мира выбрать интересующее государство и ввести название компании. Если результат не найден, значит, такого юрлица в стране не зарегистрировано. Показываем на скриншоте, что брокер лжёт о своей якобы материнской компании (хотя формулировка про управление сайтом не тянет даже на подобный статус). Компания Esperio на островах также не зарегистрирована.
Далее, у брокера обязана быть лицензия на данный вид деятельности. Её выдают финансовые государственные регуляторы: подробнее об этой системе полезно прочитать в соответствующей статье нашего блога. В островном офшоре есть собственный финансовый госрегулятор под названием Financial Services Authority. Самый надёжный и при этом простой способ проверки наличия лицензии следующий: зайти на официальный сайт регулятора и ввести название компании в поиск. Результат отрицательный: ни OFG Cap. Ltd, ни Esperio в FSA не лицензировались. Так что компания не имеет разрешения на финансовую деятельность даже в заявленной стране регистрации, которая, впрочем, тоже оказалась фейковой.
Впрочем, даже в случае легального оформления юрлица и лицензирования по месту регистрации этого недостаточно для работы в правовом поле Российской Федерации. Оказывать брокерские услуги в стране можно исключительно по лицензии Центробанка РФ. Российский регулятор, как и все его иностранные коллеги, призван способствовать прозрачности рынка и ведёт открытые реестры держателей своих допусков и чёрные списки. Поиск по реестрам на сайте ЦБ РФ показывает, что брокер Esperio ему знаком. Он загремел в чёрный список компаний с признаками нелегального профучастника рынка ценных бумаг. Этот корректный термин обозначает лохоброкера: всё-таки не полагается почтенному государственному регулятору такую терминологию использовать.
Обратите внимание на сайты, перечисленные на скриншоте из чёрного списка Центробанка РФ. Видно, что мошенники часто запускают зеркала своего сайта. Этому может быть только одна причина: их блокировка за мошенничество для российских пользователей, которые являются основной целевой аудиторией лжеброкеров.
На момент написания обзора провайдеры РФ пока не перекрыли доступ к. Однако, судя по активности лохоброкера, и эта мера не за горами.
Адрес и стаж как признаки мошенничества Esperio
В ходе проверки информации о компании «Вся Правда» также рекомендует пробивать заявленный на её интернет-ресурсе адрес. Хотя бы через поисковые системы и, особенно, через Гугл-карты. Такой простой метод позволяет отсечь вымышленные координаты, которыми часто прикрываются мошенники, а также полюбоваться на заявленные места головных офисов. Этот простой метод не подвёл и с «Эсперио».
В футере сайта, а также в шапке клиентского договора указан один и тот же адрес на Сент-Винсент и Гренадинах: First Floor, First St. Vincent Bank Ltd Building, James Street, Kingstown. Здание действительно существует, и оно напрямую связано с финансовой системой. Находится в нём ровно то, что мошенники не удосужились вычистить из адреса: First St. Vincent Bank Ltd Building. То есть главный банк страны.
Несмотря на миниатюрность учреждения в карликовом государстве, офшорный банк не бедствует и уж точно не докатился до сдачи в аренду первого этажа здания всяческим проходимцам. Банкам по любым протоколам безопасности запрещается делить помещения с любыми арендаторами, поскольку это создаёт дополнительную уязвимость.

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Francisabelt 说:
2024年11月10日 01:54

Living in OC or any coastal city adjacent to the ocean is sold with plenty of perks, nonetheless it also poses unique challenges. One particular challenge involves the potential harm due to moisture and humidity to the drywall in our homes. In this article, we will delve into the significance of quick drywall repair and discuss the specific considerations for homeowners in Orange County and different coastal cities. By comprehending the dangers and taking proactive measures, residents can guarantee the longevity and structural integrity of their homes.

Comprehending the Impact of Moisture on Drywall
Drywall, a widely used building material utilized for interior walls and ceilings, is susceptible to moisture damage. In coastal areas, the proximity towards the ocean raises the risk due to higher humidity levels and occasional moisture intrusion from the salty air. When moisture penetrates into drywall, it could cause various dilemmas, including:
Fungus and Fungi Growth: Excess moisture forms an ideal environment for mold and mildew to thrive, endangering indoor quality of air and posing health problems.
Structural Weakness: Wet drywall fragments and loses its structural integrity, potentially resulting in sagging, cracks, and sometimes even collapse.
Aesthetic injury: humidity damage often occurs in unpleasant stains, effervescent, shedding paint, and surface decline, reducing the visual appeal of your property.

Quick Drywall Repairs: Avoiding Supplemental Hurt
Fixing drywall swiftly is crucial to avoid farther along harm and reduce repairs spending. Slowing repairs intensifies active concerns, leading to additional significant and higher priced rehabilitations. Keep in mind the following explanations why timely drywall repair is important:
Mold minimization: resolving moisture-related issues swiftly prevents mold progress and propagation, ensuring your family's health.
Maintaining Constructive Trustworthiness

: handling harmed drywall guarantees the steadiness and protection of your home, preventing interested hazards.
Avoiding alternate Damage: Moisture-damaged drywall may impact surrounding materials such as for instance insulation and woody framing. By mending drywall quickly, you can easily evade additional damage and linked treatments.
Cost Efficiency: Early detection and repair of drywall issues are increasingly cost-effective than waiting through to the harm gets extreme. Monthly improvements save you from lengthy renovations and possible evacuation costs.

Methods for Drywall Service in Resort Parts
Residing near the seaside necessitates added attention and care to preserve the consistency of your drywall. Check out useful strategies for household owners in Orange County and coastwise locations:
Repeated reports: Carry out standard visual review of your drywall, focusing on signs and symptoms of wetness harm, such as for instance discoloration, stripping coating, or delicate spaces.
Coping with moisture content: Use dryers or air conditioners to regulate household moisture ranges, commonly during the wetter months.
Ensuring venting: Ensure the right air-flow in a bathroom, dining rooms, along with other areas susceptible to hydration accumulation. Install and keep exhaust fans to eliminate extra wetness.
Consistently sustaining the surface: Regularly check out your property's exterior look, including the roofing, gutters, and home's windows, to detect and handle any capacity points of moisture content invasion.
Fixing pipes leakage: Resolve any plumbing leaks quickly to stop moisture from oozing to the wall surfaces and triggering drywall destruction.
Specialized help: Hire adept companies for extensive inspections and improvements to handle any pre-existing or capacity drywall obstacles.

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In resort spaces like OC, quick drywall service is vital to alleviate the hurtful outcomes of moisture content furthermore dampness. By understanding the potential risks associated with wetness damage and embracing positive ways, property owners could ensure the long lifespan, protective, and beautiful appeal of personal homes.

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Francisabelt 说:
2024年11月09日 01:35

Dwelling in Orange County or every coastal city close to the ocean comes with countless perks, but it additionally poses unique challenges. One particular challenge involves the potential harm caused by moisture and humidity to the drywall in our homes. In this blog post, we will explore the vitality of prompt drywall repair and address the specific considerations for homeowners in Orange County and other coastal cities. By comprehending the risks and taking proactive measures, residents can ensure the longevity and structural integrity of these homes.

Understanding the Impact of Moisture on Drywall
Drywall, a widely used building material used for interior walls and ceilings, is susceptible to moisture damage. In coastal areas, the proximity to your ocean raises the risk because of higher humidity levels and occasional moisture intrusion from the salty air. When moisture filters into drywall, it could cause various problems, including:
Mold and Mildew Growth: Excess moisture creates a perfect environment for mildew and mold to thrive, jeopardizing indoor air quality and posing health risks.
Structural Weakness: Wet drywall weakens and loses its structural integrity, potentially leading to sagging, cracks, or even collapse.
Aesthetic harm: humidity hurt often occurs in unpleasant blemishes, bubbly, ripping paint, and texture decline in quality, diminishing the visual appeal of your home.

Timely Drywall Repair: Controlling Further Hurt
Repairing drywall promptly is vital to prevent longer harm and minimize repairs cost. Slowing down repairs can exacerbate active concerns, resulting in much thorough and pricey reparations. Take into account the following explanations why quick drywall remedy is really important:
Fungus minimization: approaching moisture-related issues swiftly reduces mold development and propagation, protecting your loved ones's health.
Maintaining Structural Integrity

: Repairing broken drywall ensures the security and security of your property, preventing likely hazards.
Avoiding extra Harm: Humidity-affected drywall could influence abutting materials such as for instance insulation and wooden framing. By fixing drywall quickly, it is possible to avoid additional damage and related repairs.
Cost Efficiency: Early detection and repair of drywall issues are much more cost-effective than waiting before the damage comes to be very bad. Quick repairs save you against widespread makeovers furthermore prospective relocation costs.

Methods for Drywall Servicing in Resort Sections
Residing close to the beach demands added attention to maintain the reliability of your drywall. Here are a few useful methods for household owners in Orange County and coastwise metropolitan areas:
Ongoing examinations: Conduct routine visual assessments of one's drywall, focusing on signs of water harm, such as for instance discoloration, stripping coating, or softer spots.
Handling Humidity: Use dehumidifiers or air conditioning units to control in-house water level, usually during the damp seasons.
Guaranteeing airing: Ensure ideal venting in baths, living rooms, along with other areas prone to humidity build up. Mount and maintain exhaust fans to remove accumulated perspiration.
Regularly sustaining the outside: Consistently scrutinize your home's external, like the ceiling, drains, and mouldings, to identify and handle any capacity points of seepage invasion.
Fixing plumbing problems moisture: Repair any plumbing infrastructure leaks immediately to prevent moisture from leaking into the surfaces and stimulating drywall wear.
Specialized help: Seek the services of knowledgeable specialists for comprehensive examinations and treatments to fix any current or likely drywall hassles.

Summation
In resort spots like OC, timely drywall revive is essential to mitigate the bad aftereffects of moisture plus humidity. By understanding the potential risks associated with wetness damage and sticking to aggressive methods, people should guarantee the longevity, safety, and functional appeal of his or her apartments.

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